---
title: Seed phrase storage: paper, metal and where to keep it — KeyCompass
description: How to store a seed phrase safely: paper versus metal, where to keep it, how many copies to make, and the mistakes that get backups lost or stolen.
category: Backups
published: 2026-10-08
checked: 2026-10-08
featured: no
---
# Seed phrase storage: where should I keep mine?

> A seed phrase backup has two jobs: survive anything that could destroy it, and stay hidden
> from anyone who could steal it. Here is how to do both, without overcomplicating it.

**The short answer.** Good seed phrase storage is simple: write your seed phrase down by hand, clearly and in order, and keep it
offline: never as a photo, a file or a note on your phone. Paper is fine to start with; stamped
stainless steel or titanium survives fire and flood far better. Keep the backup in a different
place from your hardware wallet (the physical device that keeps your keys offline), somewhere
private but findable by the right person if something happens to you. Then check the backup
actually works.

Everything here applies whatever you call it: seed phrase, recovery phrase, recovery seed,
mnemonic or wallet backup. If you are not sure what a seed phrase is, start with
[What is a seed phrase?](https://keycompass.co.uk/guides/what-is-a-seed-phrase)

- The two jobs every backup has to do
- Paper: fine to start with
- Metal: seed phrase storage built to survive
- How to store a seed phrase on metal
- Where to keep it
- How many copies?
- If you use a passphrase
- What not to do
- Don't put it in your will
- Check it once a year

## The two jobs every backup has to do

Every decision about storing a seed phrase is a trade-off between two risks:

- **Loss.** Fire, flood, damp, fading ink, a house move, a clear-out by someone who didn't know
  what it was. Lose every copy of the phrase and lose the device, and the crypto is gone for good.
- **Theft.** Anyone who reads the words can take everything, from anywhere, without your device
  or PIN. Every extra copy, and every extra person who knows where it is, is another way in.

More copies protect against loss but add to the theft risk. Fewer copies do the opposite. The
right balance depends on how much you hold and who you live with, but the aim is always the
same: enough protection against loss that one bad day cannot wipe you out, and no more exposure
than you need.

## Paper: fine to start with

The card that comes in the box with your device is a perfectly good first backup, as long as you
treat it properly.

- **Use a pen with permanent ink,** not pencil, which smudges and fades.
- **Write clearly and number every word.** Use block capitals if your handwriting is anything
  less than perfect. The person reading it may not be you.
- **Check the spelling against the official word list.** Every word on the list can be
  identified by its first four letters, so a word that isn't on the list is a mistake.
- **Keep it dry.** A sealed freezer bag inside a folder or envelope protects against damp and
  spills.

Paper's weakness is that it burns, floods and fades. That is fine for a small amount or a short
time. For anything you would be upset to lose, move to metal.

## Metal: seed phrase storage built to survive

A metal backup is a plate or capsule onto which you stamp or engrave the words. Done well, it
survives house fires, flooding and years in a drawer.

What to look for:

- **Stainless steel or titanium.** Thick plates of either have held up well in independent fire,
  crush and acid tests. Avoid aluminium and brass, which can melt in a house fire.
- **Words stamped or engraved deeply,** not printed, painted or lightly scratched. Faint markings
  are what fail.
- **A simple design.** Plates you stamp yourself have few parts to go wrong. Designs that use
  loose letter tiles can scatter if the case is damaged, and screws can seize after a fire,
  making the plate hard to open even when the words survive.
- **First four letters is enough.** Many plates only have room for four letters per word, and
  that is all a wallet needs to identify each word.

Buy from the maker or a reputable retailer. And never buy a metal backup that arrives with words
already on it, or that asks you to register, scan or photograph anything.

## How to store a seed phrase on metal

1. **Do it in private,** away from other people and cameras, including phones, laptops and video
   doorbells.
2. **Copy from your paper backup,** one word at a time, in order.
3. **Check every letter as you go,** against the paper and the official word list.
4. **Test the metal copy,** not just the paper one, using your device's built-in backup check.
   See [How to test your recovery phrase backup safely](https://keycompass.co.uk/guides/test-recovery-phrase-backup).
5. **Decide what happens to the paper.** Keep it as a second copy in a separate place, or destroy
   it completely, by shredding and burning, not just binning.

## Where to keep it

**Keep the backup and the device apart.** Someone who finds both together has everything they
need. A burglar who finds only the device still needs your PIN; one who finds only the backup
still has to know what it is.

At home:

- **Somewhere private and dry,** not in an obvious place like a desk drawer next to the device.
- **A safe helps,** especially one bolted down. Fire-rated safes are rated for paper documents,
  and a metal backup inside one survives far more.
- **Think about who shares your home,** and who visits: cleaners, builders, lodgers, teenagers.

Away from home, for a second copy:

- **With someone you trust completely,** sealed so you would know if it had been opened.
- **In a private safe deposit box.** Most UK high street banks have stopped offering them, but
  private vault companies still do, for an annual fee.

Wherever it is, the right person needs to be able to find it, and know what it is for, if you
die or cannot act for yourself. A backup no one can find is the same as no backup at all.

## How many copies?

- **One copy** is a single point of failure: one fire or one mistake and it is gone. It is the
  most private option, but rarely the right one for a meaningful amount.
- **Two copies in two different places** suits most people: one at home, one elsewhere. One
  disaster cannot destroy both.
- **More than two** adds little protection against loss and adds to the theft risk.

If you hold a large amount, or want no single copy to be enough on its own, there are setups
designed for that. Multisig requires several keys, kept in different places, to move funds.
Some Trezor devices can create a multi-share backup, where you need several of the shares, not
all of them, to recover. Both remove the risk of one backup being the whole story, but they are
more complex to set up and to pass on. Neither is necessary for most people.

## If you use a passphrase

If you have added a passphrase (sometimes called a 25th word), it needs its own backup, and that
backup must never be stored with the seed phrase. The whole point of a passphrase is that
someone who finds your seed phrase still cannot get in. Keep them in separate places, and make
sure the right person can find both.

## What not to do

- **Don't store it digitally.** No photos, scans, screenshots, notes apps, password managers,
  cloud drives, emails to yourself or printouts. Anything on a connected device can be copied
  without you knowing.
- **Don't split the phrase into halves** kept in different places. Lose either half and you have
  lost the wallet, and each half on its own gives a thief a head start.
- **Don't invent your own code or cipher.** Home-made schemes are easy to forget and easy to get
  wrong, and the person who inherits it may never work it out.
- **Don't write it on the device's box,** in a book everyone knows you read, or anywhere labelled
  "crypto".
- **Don't keep it with the device,** in the same drawer, safe or bag.

## Don't put it in your will

In England and Wales, a will becomes a public document once probate is granted. Anyone can
order a copy online for a small fee. If your seed phrase is written in your will, it will be
readable by anyone who looks.

Your will, or a separate letter of wishes, can still say that you hold crypto and where your
executor will find instructions. Just never put the words themselves in it. Speak to a
solicitor about how to make sure your executors can find and use the backup. For more on
planning for your family, see [crypto inheritance and family access](https://keycompass.co.uk/inheritance).

## Check it once a year

A backup is only as good as the last time you checked it. Once a year, and after a house move,
a leak or a fire:

- Is it still where you think it is?
- Is every word still clear?
- Does it still pass your device's backup check?
- Would the right person still know where to find it?

## Getting help

KeyCompass can review how your seed phrase is stored, where it is kept, and whether the right
people could recover it, without ever seeing your words. You finish with a written list of
anything worth changing and a clear note of what is already fine.

KeyCompass never asks for your recovery phrase, a photo of it or any part of it. Anyone who does,
whatever they claim to be, is attempting to steal from you.

[How a security review works, and what it costs](https://keycompass.co.uk/security-review)

If you think your phrase is already lost, read [I've lost my recovery phrase. What now?](https://keycompass.co.uk/lost-recovery-phrase)
